Kevin O’Leary Group will work with you to tailor a flexible car finance package that fits with your requirements and monthly budget.
Finance is available on new and on used vehicles. Car finance doesn’t have to be complicated, and at Kevin O’Leary Group it isn’t. Our finance experts can advise you on the various finance options available to you, and help you select a finance arrangement best suited to your needs and your budget.
We deal with all the main finance providers and will shop around to secure the best deal available for our customers. We complete and submit all required paperwork on your behalf and keep the process hassle free for you. We can get finance approval within 1 working hour.
Privacy Notice Summary
We understand that privacy and security of your information is important. Our Privacy Notice explains what information we collect from you when making Finance Enquiries or Applications. It also explains the purpose and legal basis that we have for processing your personal data, along with information about what we do with it and who we share it with.
Why do we need the information gathered on this form?
All information entered is used to discuss your purchase and finance. We may need to contact you for more information before your information can be passed on to a lender as part of a formal application.
A failure to provide accurate and relevant data will mean that you are unable to benefit from some or all of the services.
Please note that the other parties detailed in the full Privacy Notice are data controllers and will have their own applicable policies for their handling of your data. Please refer to them directly and/or their websites for more information.
By clicking 'Agree & Proceed', you are acknowledging that you
have read the full privacy notice, and that you agree to proceed.
The enquiry has been sent successfully.
What is PCP?
A PCP (Personal Contract Plan) is a type of hire purchase contract.
Some customers like PCP as the deposit amount is flexible, monthly repayments are low and the customer has choices at the end of the repayment term. PCP is quick and easy to arrange.
Here’s how it works
A PCP (Personal Contract Plan) is a type of hire purchase contract. You don’t own the car until you have made the final payment. With a PCP, payment is broken down into three parts, 1) The deposit, 2) The Guaranteed Minimum Future Value (GMVF) and 3) The monthly payments;
The deposit: You choose a deposit - as little as 10% or as much as 30%
Guaranteed Minimum Future Value (GMFV) – a GMFV for your new car is determined - this is the final payment required for you to own your car at the end of the contract (GMFV is based on various factors, incl the length of the finance term, anticipated mileage and projected retail value).
And here’s the really clever bit!
Your affordable monthly payments are then calculated on the difference between the deposit and the GMFV, plus interest. In a nutshell this means lower monthly repayments.
After the term of the PCP contract you generally have 3 options
1. Hand the car back.
2. Keep the car and pay/finance the final balance, to own the car.
3. Enter into another PCP contract to buy a new car
PCP is suitable if you like the flexibility of options at the end of the agreement, lower monthly repayments suit you and You can confidently nominate your mileage.
What is HP?
(Hire Purchase Plan)
With a hire purchase contract you don’t own the car until you have made the final payment. With a hire purchase agreement payment is broken down into 2 parts, the deposit and the monthly payments.
Here’s how it works
The monthly payments are calculated on the cost of the car less the deposit, plus interest.
HP is suitable if eventual ownership is important to you and if your budget and circumstances suit fixed monthly payments.
*Ask our finance experts for finance options available on specific models, terms and conditions apply to all finance options.
Watch our VIDEO to help you understand (HP) Hire Purchase car finance plans
*Ask our finance experts for finance options available on specific models, terms and conditions apply to all finance options
With Hire Purchase you pay for the car in a series of monthly payments.
At the end of the term, after all payments and the option to purchase fee
is made you take full ownership of the vehicle.
€ - €
Pay for a vehicle in full via our simple and secure
checkout using your credit or debit card. You will have a
chance to value your current vehicle should you have
one, and choose how to receive your new vehicle.